Specialty
Retirement and wealth planning for successful professionals, pre-retirees, retirees, and their families — comprehensive financial planning, investment management, and coordinated tax, estate, and insurance strategies.
Licenses
FINRA Series 7 and Series 66; California Life Insurance license.
Associations
CERTIFIED FINANCIAL PLANNER™ (CFP®) — CFP Board.
Why Liberty Capital Strategists
Ruben brings 13 years of experience at leading financial institutions, including Chase Bank, J.P. Morgan Wealth Management, BNP Paribas Wealth Management, BMO Private Bank, and Edward Jones.
At Liberty Capital Strategists, Ruben applies this experience to deliver meaningful value to his clients. Through Osaic’s open-architecture investment platform, he can access a broad marketplace of respected, world-class institutional asset managers and investment solutions rather than being limited to a single financial institution’s proprietary offerings. This advantage allows him to remain fully loyal to each client—without pressure to promote proprietary products or meet parent-company sales quotas. As a fiduciary, Ruben aligns his recommendations with each client’s financial goals and works on the same side of the table as the people he serves.
Personal Description
I help people turn financial uncertainty into a clear, confident plan. Most wonder if they’re saving enough, investing wisely, or making the right tax and retirement decisions. I help them organize the moving pieces, protect what they’ve built, and make smarter choices so their money supports the life they actually want.
Family
Lives in Laguna Niguel, California, with his wife and son.
Personal Interests
Community volunteering — the Laguna United Soccer Club and local churches, including Mission Basilica San Juan Capistrano (where his son attends school) and St. Barbara Church.